The best alternatives to Paypal with hardly any commissions

PayPal is one of the most important and well-known services in online payments. This is a platform through which we can send money to friends and family, as well as pay for online purchases. Although it is a secure and very popular option, there are users who are looking for alternatives to PayPal, where there are hardly any commissions. Fortunately, there are options that charge less money for each trade.

With PayPal, we have some commissions on some operations, which is annoying for many users. Therefore, it can be interesting to know some of them main alternatives to PayPal that we have available currently, since in many of them there are less or hardly any commissions. Therefore, its use can be the most interesting. We leave you with shopping and payment apps, but also others that focus on sending money to other people.

There are many options when it comes to online payments, so keep this in mind if you want to use an option other than PayPal. In addition, you might also be looking for one that lets you send money to friends or family. Therefore, we’ll talk about options that might be of interest to you in this regard as well. Since you will surely be presented with one of these apps as the best alternative to PayPal.

Google Pay

Google Pay is Google’s payment system that we can use on many Android phones and that is linked to your Google account and a bank account like PayPal. This is a payment method that is being used in more and more places, both physical and online stores, which helps millions of users make payments using this method. It can also be used to send money to friends.

One of the advantages of using this method is that no additional commissions. Neither consumers nor sellers have to pay commissions for using Google Pay, which undoubtedly helps many people to rely on this option when making payments. All they charge is the usual credit card fees. So, it is a good option if you want to avoid some extra charges that are not really desired or that you don’t have to pay in some cases. In addition, many companies also use it for rewards programs, so you can get discounts on your purchases.

Google Pay is a particularly secure option, but easy to use at all times. The fact that we can use it in online purchases (more and more sites support this option), so we can use it in these purchases. In addition, it can be used in physical stores to make payments the phone or a wearable via NFC, another of the main advantages of using Google Pay in this regard.

Apple Pay

Apple Pay is another option that can be considered one of the best alternatives to PayPal which is on the market. In this case, it is linked to your Apple account and you can make online payments using this payment method. You can use it not only for online shopping, but also for sending money. Therefore, it fulfills two of PayPal’s main functions, which makes it a good alternative.

It is a really intuitive payment option, since we can pay with one click from the computer. In addition, we can also deposit physical transactions with the iPhone or a branded watch, thanks to NFC, which makes it an extremely versatile option for these payments in stores of all kinds. Businesses that use or support this system can also use it for rewards programs. It’s a pretty common use in many markets.

It’s another good option if you’re looking for alternatives to PayPal. Apple Pay is easy to use, is a payment method that we can use in many cases, since there are many websites that support it, in addition to being able to use it in physical stores, which makes it so convenient. Moreover, another advantage is that there are no additional fees or commissions. So, we don’t have to worry about unexpected additional costs when we use this payment method.


If we are really interested in the possibility of sending money to friends or family or receiving it, Bizum is an ideal app for that. It is one of the best alternatives to PayPal in the field of money transfer between people. It can also be used to pay with your phone in stores, so it’s an app that we can use very well at any time. It is one of the most popular apps in its field in Spain.

Bizum has the advantage of being instant. The money we send is immediately sent to the other person, as if we had received the money from another person. This app works through your bank app, where you have to activate this Bizum option and thus you can send or receive money, in addition to making purchases in physical stores where you pay with your cell phone. It is compatible with both Android and iOS.

It is an app that millions of people in Spain use, so it is most convenient if you are interested in sending or receiving money. Besides, there are no additional costs when using Bizum, which is another aspect that has contributed to its popularity. You don’t have to pay extra money if you want to send money to someone or if someone needs to pay you money. The use of this app and its functions is completely free.


This app is another alternative to PayPal in the area of sending money to friends or family. This application stands out for the fact that there is no bank behind it, but was created by three young Spaniards. In addition, it is an application that has a really easy-to-use interface and also stands out for its speed in sending money. These are two elements that make it one of the most popular options for many users on Android and iOS.

In the application we have a wallet and we can invite other users, contacts, to then send them money. It is also ideal when you go out with friends, since you can create groups in which you can create a common boat for that dinner or night. Very convenient when we go out together or give a boat as a gift, for example. It makes managing this type of activity much easier for everyone, since it is immediately known how much each person has to pay.

This application can be downloaded for free for Android and iOS. Also, there are no advertisements inside. The interface is very easy to use, so it is a good alternative to PayPal when you send money to other people. So, it is an app that you can always give a chance.


We’ll finish this list with an app that may not sound like many, but it’s a great alternative to PayPal. This is a service that lets you have an easy control over all your expenses, top up your balance, make purchases or send or receive money. Besides, this function of sending or receiving money is possible with all sorts of currencies that you’ll convert later. Ideal for users who move around multiple countries or work with multiple currencies.

Twyp is an option that stands out for the fact that you can send international transfers, its free API to manage payments in stores, it gives you access to a Mastercard and It has very low commissions. Therefore, there are no excessive costs, which in this case was just aimed because we want alternatives to PayPal with low commissions. In addition, we get access to discounts so we can save on shopping, which is another goal of Twyp to save money.

Twyp is an app that is compatible with Android and iOS and can be downloaded for free on both operating systems. After downloading, you need to configure the app and link it to your bank. On the company’s homepage you have all the information about its use, the functions provided and how this configuration must be done, so it’s something simple for all users.

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